Credit scores are something we are all concerned about. It can be difficult to do many things, such as qualifying apartments for rent, if your credit score is not up to par. So that’s it, you have bad credit and you are looking for a new place to live, but can you still qualify for apartment rentals? There are some extra things you can do to make your chances better. Apartments Hattiesburg has listed some of your options in a blog post below:
At some point in all of our lives we have had less than desirable credit. Maybe it’s because we are in college and don’t really have any credit history, or maybe we made a few mistakes with credit cards in our early twenties that have been chasing us ever since. No matter the reason, having bad credit makes qualifying for apartment rentals much more difficult.
While a low score is not a death sentence, a tenant needs to jump through a few extra hoops if they hope to get approved for a lease. Below we outline what a tenant with bad credit can do to increase their approval chances.
For an in-depth guide to the apartment rentals process, see this recent post from our partners at Hattiesburg Apartments.
Know the Extent of the Credit Damage
First things first, you have to know your exact credit score before you even try to defend it. You may know it’s low, and it may be hard to look at, but pull off that band-aid and run a report.
There are many resources out there to run a free and comprehensive credit report, our favorite being Credit Karma. In their detailed reports they provide credit scores and history from Equifax and TransUnion and if you find negative information…